What Happens After You Break An Apartment Lease?
I broke my lease 2 yrs ago. The lease was for 14 months. I completed 10/14. I had emergencies throughout my lease that caused me to not keep up the lease. I was struggling for 2-3 months after my unexpected emergenices. On my 11th month, I just left without making arrangements. I did surrender my keys and gave management my new address. I was billed 3k from the office and I decared bankruptcy on it. It was very stupid and now I am ready to have an apartment again I do have plenty of money saved just in case something happens again. What should I do and whay may possibly happen when I apply?
You are actually better off than people who just break a lease and run. Because you included the debt owed to the previous landlord as a part of your discharged debt from your bankruptcy, it should not be held against you for future rentals. Most all landlords will run your credit when you apply for an apartment and a recent bankruptcy isn’t going to look good, but it might be a little better than an unresolved judgment against a deadbeat tenant. As a safeguard a landlord might require a larger deposit considering the risk of your recent behavior, or you could suggest it to change a “I won’t rent to you” into a “when do you want to move in”. Don’t harp on the “emergencies” that you endured, but rather how much more financially stable you are today than ever before.
Be prepared ..You might be denied because of your past history
bankruptcy stays on your Credit Report for 10 years from court date