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If I break a lease, Do I get instant bad credit or do they have to take me to court first?

Question by Thomas: If I break a lease, Do I get instant bad credit or do they have to take me to court first?
I am looking to break my lease, and was wondering if they have to take me to court for the broken lease before I get bad credit for the action. How long does it take to post on my credit report from the time I break the lease. I live in Texas if that makes a difference.

Best answer:

Answer by dawgphish76
I broke a lease before…I’m not sure how it affected my credit score, but I couldnt lease another appartment untill I had verification that I paid off the remainder of what I owed…(the verification was faxed to the appartment I was trying to lease)

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